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Three Easy Steps to Your New Home

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Find Your New Home

Buy your New Home

Have you or someone you know struggled with buying or refinancing a home? Do you feel like…


 You will never be able to afford a house?


The loan process is too time consuming for your busy schedule?


The mortgage process is confusing and difficult to understand?


You are not sure what you need to be approved for a mortgage?


Sometimes loan officers speak a different language?


The loan process will be too stressful?

Let Us Help You Navigate the Process

Every step of the way we have our clients’ needs in mind.

Our number one goal and priority is to make sure your home buying process is enjoyable – we want you to think of us next time you need a mortgage.

We look forward to helping with your mortgage and are dedicated to making sure it helps you get one step closer to your financial goals.

We can help clients in any area of Idaho, but specifically work in Idaho Falls, Rigby, Blackfoot, Rexburg, Pocatello and all of the surrounding areas of South East Idaho.

Here’s What our Clients are Saying

Derek was on point! He worked so hard, even after hours, which I felt bad for, but it showed us that he wanted our business! (Which was more than we can say for another lender we tried- a bank we’ve been with for years.)

His whole crew just went after it! I wish I could think of another way to say that they worked their tails off, because they really did!


Derek and his team are always a pleasure to work with! As a Realtor in the business for 10+ years I’ve worked with all kinds of lenders. Derek goes above and beyond, communicates well and will go the extra mile to make sure clients get the best service and loan experience possible! Looking forward to the next closing with the Idaho First Mortgage team!


This was my first home that I bought and these guys really made my life simple, they answered any questions I had and went above and beyond to make sure I was comfortable with what we were doing. They made me feel like they were here for me and not my money. Big shout out to Brady Howell and Derek Oswald!! Thanks for the help!!


Derek and Wendy have been outstanding every step of the way when I was working on getting my first home loan. They were very kind and even responded back to me quickly on every little question I had. I always felt safe like I was in good hand while working with them because they truly had my best interest at heart. Thank you both for the quality care you provide and taking such great care of me and my father on our journey to come back home to Idaho.

Derek and his assistant Brady were friendly and always made themselves available to meet with us whenever we had questions or needed help. We were impressed with their knowledge of the process and professionalism. We’d gladly us them again if needed and highly recommend them to you.